Frequently Asked Questions about Two-Wheeler Comprehensive Cover
A comprehensive cover typically provides protection against damage to your two-wheeler
due to accidents, theft, natural calamities like floods or earthquakes, fire, and also covers
third-party liabilities.
Premiums are usually calculated based on factors such as the make and model of the twowheeler, its age, your location, and your own driving history.
No, comprehensive cover is not mandatory by law. However, it is highly recommended for
comprehensive protection against various risks.
Yes, you can enhance coverage by opting for add-ons such as zero depreciation cover,
roadside assistance, and personal accident cover for passengers.
A comprehensive cover provides protection for damages to your own vehicle as well as
third-party liabilities, whereas a third-party cover only covers damages and liabilities to third
parties involved in an accident.
Generally, basic accessories are covered up to a certain limit. However, if you have
expensive accessories or modifications, you may need to declare them separately for
adequate coverage.
Yes, you can transfer the comprehensive cover to the new owner of the two-wheeler. The
insurance provider will guide you through the process.
Yes, deductibles are applicable in comprehensive covers. It is the portion of the claim
amount that the insured has to bear.
In case of an accident or damage, you need to inform your insurance provider immediately.
You'll then need to submit a claim form along with necessary documents like FIR (if
applicable), estimate of repairs, etc.
Yes, just visit our website. Click on the whatsapp icon. You can renew your comprehensive
cover through us with ease.