Frequently Asked Questions about Commercial Vehicle Cover
Commercial vehicle insurance typically covers damages to the vehicle due to accidents,
theft, natural disasters, fire, and also provides third-party liability coverage.
Premiums are calculated based on factors such as the type of commercial vehicle, its usage,
the area of operation, the age of the vehicle, and the claims history.
Yes, as per the Motor Vehicles Act, 1988, it is mandatory to have at least third-party liability
insurance for all commercial vehicles plying on Indian roads.
Yes, you can enhance coverage by opting for add-ons such as passenger cover, loss of
baggage cover, and personal accident cover for passengers.
Generally, the goods carried are not covered under the vehicle insurance. Separate
insurance policies are available to cover the goods in transit.
Commercial vehicle cover is designed for vehicles used for commercial purposes, such as
transporting goods or passengers for hire, whereas private vehicle cover is for personal use
vehicles.
Yes, you can transfer the insurance policy to the new owner of the vehicle. The insurance
provider will guide you through the process.
Yes, deductibles may apply in commercial vehicle insurance. It is the portion of the claim
amount that the insured has to bear.
In case of an accident or damage, inform your insurance provider immediately. You'll need
to submit a claim form along with necessary documents like FIR (if applicable), estimate of
repairs, etc.
Yes, just visit our website. Click on the whatsapp icon. You can renew your comprehensive
cover through us with ease.