Frequently Asked Questions about Third-Party Insurance Cover
Third-party insurance covers damages and liabilities caused to a third party involved in an
accident with your vehicle, including injury or death and damage to property.
Yes, as per the Motor Vehicles Act, 1988, it is mandatory for all vehicles to have at least
third-party liability insurance to legally operate on Indian roads.
Third-party insurance covers damages to third parties only, while comprehensive insurance
covers damages to your own vehicle as well as third-party liabilities.
The premium for third-party insurance is determined by regulatory authorities and is based
on the engine capacity of the vehicle.
No, third-party insurance typically does not cover personal injuries sustained by the driver or
passengers of the insured vehicle.
No, third-party insurance covers only damages to third parties as mandated by law.
Additional coverage for your own vehicle requires a comprehensive insurance policy.
No, third-party insurance is non-transferable. The new owner of the vehicle must purchase a
new third-party insurance policy.
In case of an accident involving a third party, inform your insurance provider immediately.
You'll need to submit a claim form along with necessary documents like FIR (if applicable),
police report, and details of the third party involved.
No, there is typically no deductible in third-party insurance. The insurer covers the entire
liability up to the policy limit.
Yes, just visit our website. Click on the whatsapp icon. You can renew your comprehensive
cover through us with ease.